Curbow Real Estate Lenders
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About
Hello, as a residential loan officer I have many years of experience with VA, FHA, Conventional and USDA purchase and refinance home loans. In addition, I have seventeen years’ experience in personal lines insurance and retirement planning and wide range of experience to offer. Our loan technologies allow you to complete you loan application online and I’m available when you have questions. As a mortgage broker I’m able to compare rates with many lenders to find the best fit for you home loan, very competitive rates and fast approvals. I’m available days, evenings and weekends and will make your home loan process stress free. I look forward to your call and the opportunity to serve you. As a Viet Nam veteran I'm proud to serve our military families.Curbow Home Loans
- NameDenise Norris
- LicenseNMLS 3391820, LMB #100034849
- Phone719-447-7881
- Get Started
Ask A Mortgage Question
About
My career began in the traditional banking environment and has evolved into the Mortgage Lending Brokerage environment. I love assisting people in the pursuit of homeownership. As a Mortgage Broker I am able to assist the client in a manner that meets their unique needs. I am able to find the best rate and loan product to best suit their needs and wants in a mortgage.Testimonials
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After meeting with several realtors in town, we decided on Team Curbow. We are a military family with some special issues and they took care of us completely. They were open and honest. They were direct and precise. The process was smooth and simple. I could not recommend them more.
"
- Michelle Whitman
"
Mercie and her team are fantastic. We have used her several times for buying and selling both personal and investment property. She is a knowledgeable and skilled realtor who will make the transaction seamless and get you the best price. Highly recommended.
"
- Ryan Spradlin
"
Mercie helped us sell our home very quickly! She is very professional and knowlegeable. Jacob and Mercie are very honest people, and you can tell they really love what they do and want the best for their clients. I'd recommend Team Curbow to anyone in the Springs area!
"
- Erik Markussen
"
Team Curbow was the last of 4 real estate companies I interviewed to help me sell my home . This team put me at ease and made me feel like I could actually do this . I was so worried about all of the things I would have to do and plan for . It was all done for me and my stress level was cut in half. Mercie and Johnathan are an amazing team that can be trusted and counted on .
"
- Mark Garcia
"
Team Curbow was great! They would call me before I could call them when a house came up to see if I wanted to see it. It was extremely helpful that they work with my schedule. They knew exactly where these houses were before we even hung up the phone. They were awesome to work with!
"
- Jodean Wright
"
We retired and moved from Texas to Colorado Springs with very specific requirements for our new, and hopefully last, house.
Not too big, not too small. Some yard, but not too much. A nice neighborhood not too far from restaurants and shopping, but not too close. Kinda like Goldilocks. Mercie and everyone at Team Curbow were incredibly responsive to our needs.
Frankly every house they showed us was a winner and in short order we found exactly what we were looking for!
Team Curbow helped us every step of the way, including with our mortgage. No wasted showings, no lost time. Great mortgage package that was easy to close.
Best of all, and in hindsight, I’m extremely impressed with how well they know ALL of Colorado Springs’ neighborhoods and we’re able to help us find the perfect house, on the perfect street in the perfect neighborhood.
Over the years we’ve worked with a lot of good Realtors, but Mercie and Team Curbow are by far the best! We highly recommend them.
"
- David Graupner
"
Team Curbow is very professional. We have had the pleasure to do 7 transactions with them and always recommend them to our friends and coworkers. They really put us at ease every step of the way.
"
- Katie Linsten
"
Mercie and her team are fantastic. We have used her several times for buying and selling both personal and investment property. She is a knowledgeable and skilled realtor who will make the transaction seamless and get you the best price. Highly recommended.
"
- Ryan Spradlin
"
We love Team Curbow! Very experienced and know the Pikes Peak region! They work hard for their clients and helped us find our perfect home!
"
- Jenni Morrell
"
We have used Team Curbow for several transactions and have never had a problem that is why we keep coming back. Team Curbow is by far the best realty company in Colorado Springs and I would recommend their services to anyone. Team Curbow is very knowledgeable and we value their opinions. We wouldn’t go anywhere else.
"
- Chantal Berry
"
Team Curbow had the resources and knowledge to manage both the sale of our existing home (for a fair amount more than we’d asked!), and the purchase of our new property. Everything flowed seamlessly and expeditiously. We are extremely happy and would highly recommend Team Curbow to anyone who needs a professional realty team!
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- John Bennett
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We bought a townhouse in 2013 and sold a house in 2014 with Mercie as our realtor. If we ever buy another house in Colorado Springs, our first call will be to her.
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- Martin Plassmeyer
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They helped me sell my house. Found the right family and closed above asking price. Mercie was always willing to take my call and always had answers for all of my ridiculous questions. If I move back to Colorado Springs I will be using them again with out question.
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- Brandon Sessions
"
I sold my house using Century 21 Team Curbow (Mercie, Jonathon, and Nate) and couldn’t be happier with them. A few things were unfortunate, like super short notice of a couple things, but everything else was flawless. Thanks guys!
"
- dustin cowden
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My husband and I had no luck finding a rental before moving here. We decided we should look into buying and we spotted Curbow Realty. When we walked in, we were instantly greeted and welcomed by several staff. We worked with Kelly and she was AMAZING!! Helped us through the whole process and calmed our nerves since we were first time home buyer's and new to the state. If you go here you won't regret it!
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- Erika _
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We used Curbow realty to buy our home, Mercy, Jacob and Jonathan are the Best in Colorado Springs and I will definitely be using them again! We purchased our home to be closer to aging family and to our work/office. Once they knew our area they were quick to find us houses to look at that met our criteria. We love our home and neighborhood! Everything was handled perfectly, the purchase went without a hitch and they handled everything letting us know every step of the way what was next. When the time comes they will be who we list this home with so they can find us our perfect forever home to retire in!
"
- Christie Emery
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Wonderful service and people !! Couldn’t be happier!
"
- Stephanie McQueen
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We are a military family, and have moved around A LOT. We have dealt with MANY realtors. Team Curbow is, hands down, the BEST real estate company we have ever used! The whole team is extremely knowledgeable about the area, they are very communicative and organized, so friendly and warm, and do an excellent job and finding a house that fits your unique needs. We plan on using their property management company when we leave, because we know our house will be in great hands! They also work with the USAA housing rewards program, which is an excellent bonus. You can't go wrong with Team Curbow!!
"
- Sarah Arehart
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They helped me sell my house. Found the right family and closed above asking price. Mercie was always willing to take my call and always had answers for all of my ridiculous questions. If I move back to Colorado Springs I will be using them again with out question.
"
- Brandon Sessions
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I highly recommend working with team Curbow! They made the process so easy! We bought and sold with them. We bought in person and sold while living in Florida And we did everything over the phone. It was a wonderful process
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- Olivia Hernandez
"
We are a military family, and have moved around A LOT. We have dealt with MANY realtors. Team Curbow is, hands down, the BEST real estate company we have ever used! The whole team is extremely knowledgeable about the area, they are very communicative and organized, so friendly and warm, and do an excellent job and finding a house that fits your unique needs. We plan on using their property management company when we leave, because we know our house will be in great hands! They also work with the USAA housing rewards program, which is an excellent bonus. You can't go wrong with Team Curbow!!
"
- Sarah Arehart
"
Mercie and her team are amazing!!!!
"
- Tabitha B
"
Mercie and her team are awesome! They always go above and beyond. We used them for alot of my real estate transactions.
"
- Karl Flowers
"
Mercie, Johnathan, and the entire crew are a great team! They go above and beyond to ensure that their clients are provided with outstanding service. The personal touches that Mercie and Johnathan give to each and every client make them best realtor team in Colorado Springs. Instead of focusing on making a sale, they focus on making sure their clients are happy. Team Curbow works on maintaining the relationship well after the sale/purchase is finalized. They invite their clients to an appreciation barbecue yearly, offer free pies at Thanksgiving, bring by Easter treats, and send regular communication to let their customer know they are valued.
We have worked with Mercie on three purchases and one sale, and her professionalism, attention to detail, and genuine concern for our well-being are just a few of the things that have gained our respect and loyalty. On two occasions, the seller did not complete all requests to our satisfaction. Mercie worked with the sellers' realtors to rectify the situations and was not satisfied until everything was done as promised. We consider her more than just a realtor, we consider her a friend. We can recommend Mercie and Team Curbow unconditionally. They are an amazing team.
"
- ida donaghho
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After 3 days of being on the market, we had 3 offers. The best offer was $10K over our asking price.
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- Tim Couger
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This team is great! Made the homebuying process simple. Would gladly work with Team Curbow again in the future. Thanks for everything
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- Daniel Linder
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I highly recommend working with team Curbow! They made the process so easy! We bought and sold with them. We bought in person and sold while living in Florida And we did everything over the phone. It was a wonderful process
"
- Olivia Hernandez
"
We love Team Curbow! Very experienced and know the Pikes Peak region! They work hard for their clients and helped us find our perfect home!
"
- Jenni Morrell
"
Team Curbow was great! They would call me before I could call them when a house came up to see if I wanted to see it. It was extremely helpful that they work with my schedule. They knew exactly where these houses were before we even hung up the phone. They were awesome to work with!
"
- Jodean Wright
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GREAT service!!! This firm is a real pleasure to conduct real estate business with.
"
- Martha Bennett
"
Not only was Team Curbow amazing at their jobs, they were friendly, kind, supportive and generous as well. I can't rave enough about how thankful we are to have worked with them. Over the years we have purchased a home with them, used Curbow as our property management and most recently, sold a home with them. A+ rating for all of it!
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- Karen Schwarz
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Kelly is always a pleasure to work with. She has helped my parents on two different occasions with selling and purchasing. She’s understanding, caring, and is very detail oriented! I would highly recommend using Curbow Realty, and asking for Kelly!
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- Serenity Reininger
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I went through Curbow Real Estate a few months back. We had Kelly as a realtor and it was nothing but a pleasure! Everyone knows what a hassle moving is, however she made the process easy AND fun for us first time home owners. If we ever need to move again we’ll definitely be going through Curbow Real Estate and requesting Kelly, as well as referring!
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- Louise Tenorio
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Curbow Real Estate is amazing! They have a fabulous staff and their Property Management Division is great too!
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- Heidi Yaegel
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Total pros. Mercie is a fantastic, knowledgeable caring realtor, supported by a group of really quality people. They have good systems in place to make sure you get the service you expect, and then some. I highly recommend Curbow Realty.
"
- Paul Franco
"
Mercie helped us sell our home very quickly! She is very professional and knowlegeable. Jacob and Mercie are very honest people, and you can tell they really love what they do and want the best for their clients. I'd recommend Team Curbow to anyone in the Springs area!
"
- Erik Markussen
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Great great service and people! Need a house go see Jacob!!!
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- Darr Danley
"
We have used Team Curbow for several transactions and have never had a problem that is why we keep coming back. Team Curbow is by far the best realty company in Colorado Springs and I would recommend their services to anyone. Team Curbow is very knowledgeable and we value their opinions. We wouldn’t go anywhere else.
"
- Chantal Berry
"
Not only did I buy my home from Curbow Realty, when it was time to sell I called on them to sell it for me, does that say anything? No disappointments at all either buying or selling. Mercie's knowledge was spot on and had a buyer in 2 days. Give her a call, you wont regret it.
"
- Jim
"
Maria was OUTSTANDING to work with! She was incredibly patient with us and was a tremendous help as we narrowed down our choices. Her professionalism and subject knowledge made the entire process enjoyable and easy! We were beyond fortunate to have Maria as our realtor as she worked so effectively with the lender and seller to ensure we got the home we wanted with terms we were very pleased with. Maria even saved us thousands of dollars by educating us on our loan options including what to ask for from the seller and lender including how we could save on loan fees. Since we were purchasing site-unseen, Maria went above and beyond to take videos for us at different days and times to ensure we gave adequate consideration to how close the home was to a (busy) nearby street. She kept us in the know by providing continuous updates and even worked to keep the seller's realtor organized when needed. What's more, Maria has a dynamic personality, a true love for her trade , and a commitment to service excellence which made the whole buying experience outstanding, even in this daunting housing market. You won't find a better realtor and we'll absolutely enlist her help for out next purchase!
"
- Jeff and Kristina Hobbs, Zillow Review
"
We retired and moved from Texas to Colorado Springs with very specific requirements for our new, and hopefully last, house.
Not too big, not too small. Some yard, but not too much. A nice neighborhood not too far from restaurants and shopping, but not too close. Kinda like Goldilocks. Mercie and everyone at Team Curbow were incredibly responsive to our needs.
Frankly every house they showed us was a winner and in short order we found exactly what we were looking for!
Team Curbow helped us every step of the way, including with our mortgage. No wasted showings, no lost time. Great mortgage package that was easy to close.
Best of all, and in hindsight, I’m extremely impressed with how well they know ALL of Colorado Springs’ neighborhoods and we’re able to help us find the perfect house, on the perfect street in the perfect neighborhood.
Over the years we’ve worked with a lot of good Realtors, but Mercie and Team Curbow are by far the best! We highly recommend them.
"
- David Graupner
"
Mercie, Jacob, Nathan, and her team are amazing!! They always go above and beyond. They are very professional and always are transparent. They have been part of alot of my real estate transactions.
"
- Audacious Duo
"
Mercie, Johnathan, and the entire crew are a great team! They go above and beyond to ensure that their clients are provided with outstanding service. The personal touches that Mercie and Johnathan give to each and every client make them best realtor team in Colorado Springs. Instead of focusing on making a sale, they focus on making sure their clients are happy. Team Curbow works on maintaining the relationship well after the sale/purchase is finalized. They invite their clients to an appreciation barbecue yearly, offer free pies at Thanksgiving, bring by Easter treats, and send regular communication to let their customer know they are valued.
We have worked with Mercie on three purchases and one sale, and her professionalism, attention to detail, and genuine concern for our well-being are just a few of the things that have gained our respect and loyalty. On two occasions, the seller did not complete all requests to our satisfaction. Mercie worked with the sellers' realtors to rectify the situations and was not satisfied until everything was done as promised. We consider her more than just a realtor, we consider her a friend. We can recommend Mercie and Team Curbow unconditionally. They are an amazing team.
"
- ida donaghho
"
Personal service
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- Roger Patterson
"
I just got a house though Curbow reality. I am Very particular with what I want and am not willing to settle for less. That being said it took some time to find the right one. Even went under contract several times but ended up finding things I didn't like on multiple occasions. All that said, Jon and the whole team were very patient and very professional with all interactions that I had with them. Jon was always available for questions and very knowable and if he didn't know the awnser he wasn't afraid to ask someone who did. And he w did a lot of my appointments for me because I have a demanding job that keeps me very busy. All in all I can't recommend them enough.
"
- Adam Williams
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So knowledgeable, friendly, and willing to go the extra mile (or two!)
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- Jeff Wilson
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We were clueless coming here from Alaska. Kelly helped us find the perfect home and everyone at Curbow went out of their way to make us feel at home. Our realtor still visits with little gifts for my kids! I wouldn't recommend any other realty.
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- Kelly Keene
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Posting made our sale seamless, quick and profitable!
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- Richard White
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This team is great! Made the homebuying process simple. Would gladly work with Team Curbow again in the future. Thanks for everything
"
- Daniel Linder
"
Not only was Team Curbow amazing at their jobs, they were friendly, kind, supportive and generous as well. I can't rave enough about how thankful we are to have worked with them. Over the years we have purchased a home with them, used Curbow as our property management and most recently, sold a home with them. A+ rating for all of it!
"
- Karen Schwarz
"
Mercie and her team are amazing!!!!
"
- Tabitha B
"
Team Curbow is very professional. We have had the pleasure to do 7 transactions with them and always recommend them to our friends and coworkers. They really put us at ease every step of the way.
"
- Katie Linsten
"
Mercie, Jacob, Nathan, and her team are amazing!! They always go above and beyond. They are very professional and always are transparent. They have been part of alot of my real estate transactions.
"
- Audacious Duo
"
Team Curbow was the last of 4 real estate companies I interviewed to help me sell my home . This team put me at ease and made me feel like I could actually do this . I was so worried about all of the things I would have to do and plan for . It was all done for me and my stress level was cut in half. Mercie and Johnathan are an amazing team that can be trusted and counted on .
"
- Mark Garcia
"
I work with Team Curbow often, and I couldn't be happier. They are attentive, quick with responses, educated, and kind. Not only are they real estate rock stars, but they provide support for our community and local non-profits often. Five stars for a wonderful team!
"
- Lakyn Erickson
"
I sold my house using Century 21 Team Curbow (Mercie, Jonathon, and Nate) and couldn’t be happier with them. A few things were unfortunate, like super short notice of a couple things, but everything else was flawless. Thanks guys!
"
- dustin cowden
"
Maria Cordova is by far the best realtor we have ever worked with! She consistently went above and beyond to ensure that we had a positive buying experience despite a challenging market in Colorado Springs. We were out-of-state buyers AND had a short timeline to find a home for our family of four. Maria worked 24/7 to find us the perfect home that met everything on our wish list! Maria was literally there for us day and night as we discussed strategies to find a home in this HIGHLY competitive market. She was extremely professional but also personal. She understands and can relate to the needs of a military family! After we came under contract Maria continued to walk us through every single step of the process to ensure that we met our closing date. We highly recommend Maria to all of our family and friends! Do not buy a home in Colorado Springs without her!
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- Tiffany and Jerry Pittman
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Curbow Real Estate handled the sale of our house with professionalism. They walked with us every step of the process and were extremely helpful in making the transaction smooth and painless. So nice to have a team that is knowledgeable , professional and friendly. Thanks Curbow Real Estate!!!
"
- Jeffrey Lackey
"
After meeting with several realtors in town, we decided on Team Curbow. We are a military family with some special issues and they took care of us completely. They were open and honest. They were direct and precise. The process was smooth and simple. I could not recommend them more.
"
- Michelle Whitman
"
Walked in on a Thursday just to enquire about finding a rental and was under contract as homeowners the following Tuesday on OUR home that we now pay half of what we were paying for rent in a bad neighborhood. Awesome fast, reliable, friendly service. Definitely recommend.
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- Bam
"
Team Curbow had the resources and knowledge to manage both the sale of our existing home (for a fair amount more than we’d asked!), and the purchase of our new property. Everything flowed seamlessly and expeditiously. We are extremely happy and would highly recommend Team Curbow to anyone who needs a professional realty team!
"
- John Bennett
"
I just got a house though Curbow reality. I am Very particular with what I want and am not willing to settle for less. That being said it took some time to find the right one. Even went under contract several times but ended up finding things I didn't like on multiple occasions. All that said, Jon and the whole team were very patient and very professional with all interactions that I had with them. Jon was always available for questions and very knowable and if he didn't know the awnser he wasn't afraid to ask someone who did. And he w did a lot of my appointments for me because I have a demanding job that keeps me very busy. All in all I can't recommend them enough.
"
- Adam Williams
"
I work with Team Curbow often, and I couldn't be happier. They are attentive, quick with responses, educated, and kind. Not only are they real estate rock stars, but they provide support for our community and local non-profits often. Five stars for a wonderful team!
"
- Lakyn Erickson
"
After having another realtor who didn’t seem interested in finding us the right house, we were recommended Merci and her team. So glad we changed! Merci and Jonathon were helpful with our questions, honest about our concerns and quick to respond in Colorado’s crazy market. They were exactly what we needed as first time homebuyers!
"
- Brittany Figgins
"
After having another realtor who didn’t seem interested in finding us the right house, we were recommended Merci and her team. So glad we changed! Merci and Jonathon were helpful with our questions, honest about our concerns and quick to respond in Colorado’s crazy market. They were exactly what we needed as first time homebuyers!
"
- Brittany Figgins
"
Mercie and her team are awesome! They always go above and beyond. We used them for alot of my real estate transactions.
"
- Karl Flowers
"
We used Curbow realty to buy our home, Mercy, Jacob and Jonathan are the Best in Colorado Springs and I will definitely be using them again! We purchased our home to be closer to aging family and to our work/office. Once they knew our area they were quick to find us houses to look at that met our criteria. We love our home and neighborhood! Everything was handled perfectly, the purchase went without a hitch and they handled everything letting us know every step of the way what was next. When the time comes they will be who we list this home with so they can find us our perfect forever home to retire in!
"
- Christie Emery
"
Total pros. Mercie is a fantastic, knowledgeable caring realtor, supported by a group of really quality people. They have good systems in place to make sure you get the service you expect, and then some. I highly recommend Curbow Realty.
"
- Paul Franco
"
Maria was fantastic. She moved with a purpose and was very accurate in regards to home offers and appraisal, which is tough in this Colorado market. We are very pleased.
"
- Jeff and Kristina Hobbs, Realtor Review
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